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What is Supplemental Health Insurance?

Supplemental insurance refers to an insurance policy that supplements, or adds to your primary health insurance coverage. As mandated by the Affordable Care Act (“ACA”), to avoid a penalty for not having medical insurance, you must be enrolled in a qualified health care plan, your primary medical insurance.   Your primary medical insurance provides coverage for […]

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Seven Rent Costs to Include in Your Budget

As a renter, there is more to consider than just the amount of your monthly rent when you are looking for an apartment. Before you sign a lease, figure out your rent budget and what your total monthly rent costs will be to ensure you can afford to live there. This is a one-time expense […]

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Getting Public Liability Insurance Quotes

As a business owner, it is important to understand public liability insurance. Obtaining public liability insurance quotes is the first step in finding the right fit. Public liability insurance has many options and is important to protect your business. Public Liability Insurance Explained Before you look for public liability insurance quotes, you should understand that […]

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These 9 Things Determine Your Car Insurance Rate

It can be confusing when you get car insurance quotes from multiple insurance companies and get a different rate every time. And though it may be seem like your rate is chosen at random, in reality, car insurance companies like SafeAuto determine rates using sound statistical data to determine how much of a risk an […]

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Workers Compensation Insurance Explained for Employees

Nearly all employers have some form of workers compensation insurance, so as an employee, it is important to know what this business insurance policy means to you. If you ever injury yourself or get sick because of your job, workers compensation should cover your medical expenses and pay for missed work days. How to Know […]

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The Facts About Professional Indemnity Insurance

Professional indemnity insurance is just that – protection against legal costs or claims for damages for people who provide services or advice to clients. Professional indemnity insurance is not for everyone, but it is the perfect insurance solution for some business owners. Importance of Professional Indemnity Insurance Professional indemnity insurance is important for those who […]

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How to Use Your Burglary Insurance

An invasion of your home can be disturbing. Yet, burglary insurance can help ease the loss and stress if a thief breaks into your home and steals your belongings. Many who experience a home invasion should understand where to turn and how to make an insurance claim. Contact the Authorities The first step to making […]

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What You Need to Know About Private Liability Insurance

You never know when something could happen to you or your children. Private liability insurance is within your homeowners policy, and covers liability costs for injury or property damage sustained by others, protecting you and your family from financial disaster. Coverage of Private Liability Insurance Private liability insurance protects you from financial situations that may […]

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Goods in Transit Insurance Explained

Goods in transit insurance is designed to protect sellers and buyers in the event of a loss of shipment. It is a type of insurance that covers inventory and other merchandise that is being shipped, but has not been received by the purchaser because it has been lost, damaged or destroyed. Who Needs Goods in […]

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All About Fidelity Guarantee Insurance

Fidelity guarantee insurance is just that – a guarantee by the insurance company to an employer for the loss of money or property as a result of fraud, theft or dishonest employee. It guarantees that the employer will have insurance coverage for any financial loss arising out of a situation with an employee. Means for […]